United Auto Credit Auto Loan Reviews

1.4
(11 reviews)
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I used UAC because I wanted an older vehicle that I could afford.Unfortunately, that means that most places won't finance a vehicle over 7 years old - but they would. My credit isn't bad (high 600's) and I've never missed a payment on my previous vehicle or this one. I wasn't about to spend $20k or more on a truck, but most trucks don't depreciate as fast as cars and can be quite old by the time they were in my $13k price range. I had just...
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Anonymous

Anonymous I used them too. Have had my car loan for 2 years now, have 8 payments left. Have not missed a due date and have had no problems with this company.

3.5
I liked
  • That they will finance vehicles over 7 years old
I didn't like
  • That i got a high interest rate even with good credit
#902475
I have paid faithfully and on time via direct withdrawal until October of last year when I went to alter the date of my withdrawal and United Auto Credit told me they use Western Union for the automatic withdrawals, which of course i knew that. So I called up Western Union and they had no record of me. So either United Auto or Western Union took money out of my bank account that was posted to my loan every month for close to 24 months and...
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My experience is this. I have an auto loan wich I paid on time for over a year. Then I became Ill and lost my job. Out of work and missed 3 payments . Just got a job and received numerous threats via email phone and text message! I'm in the process of filing a chapter 13 this week. However I received a call that's says they will report my car stolen !!! If I don't return it today... I didn't receive anything in the qmail for the request. .
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Anonymous

Anonymous I'm in the exact same situation i need my car but they calling my job they know where I stay so why involved my job ????

United Auto Credit are a bunch of crooks... They're reporting one amount to the credit then charging a higher amount for the payoff....
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Anonymous

Anonymous I have refinanced my car and United Auto has given three different payoff amounts. In fact, the re-fi company told me that UAC is going to owe me the overage of the payoff bec...

auto. credit. January. Of. 2015 and. i got. a car. from. them. and. hadnt. had. it. a year. somthing. went. wrong. with. the. vechile. i called. them. The car. would. not. turn. off. they. told. me. go let. it. run. that. wasnt. good. then. i ask fuentes will. they. trade. me. a vechile. they. said. they. couldnt. do. that. so i told. Them. to. come. get. The. car now. they. wouldnt. even. trade. it. For. me. but. then. they. Sent. it. in as....
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Faithfully made auto loan payment each month for close to 4 years and was NEVER late. I ended up being able to pay off my account in full a few months early, which I did. There was no penalty for paying off account early. Now I am in the process of trying to get a mortgage loan and I pull up my credit reports and see that it is now showing up as a negative item!!!! It says I have missed payments in the amount of $0!! This has resulted in my...
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Anonymous

Anonymous I work in the mortgage business for years, and I know for a fact buying a car and buying a house use completely different types of credit. Your car credits wont show up on a r...

Anonymous

Anonymous Sorry for the multiple grammatical errors.. I was typing in frustration.

1.7
#827796
I have been a customer for 2 years. I'm almost done paying off the account. I requested to speak to a supervisor due to notes not being inputted appropriately. I don't mind phone calls as long as I can refer to say that it should be in the notes and have the reason why the delayed payment, how, when the payment will be made. I ended up having this supervisor tell me how frustrating going round and round about what he thought was misinformation...
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I didn't like
  • Stay away from this company
#820779
This company is the worst I have ever dealt with. Don't get a loan from them even if you are desperate, find another way. The interest rates are through the roof you will pay 40,000 on a 15,000 loan. Please don't ever give this S*** company business. It's a complete joke. Seriously just find another way to buy a car. There are usually always other options. Always check reviews or Yelp before purchasing cars, any dealer that would even think of...
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I didn't like
  • Horrible company stay away
  • Stay away from this company
#812936
Worst place to do business Customer service never helps, always talk down to you when you call. Never help to fix their mistakes blame you for their errors. The worst I've ever dealt with. This place doesn't make you feel like a valued customer they only care about the money.
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Anonymous

Anonymous I have a loan through united auto credit and i've never had any problems. You might be having problems if you are that type of person who doesn't like to pay on anything that ...

United Auto Credit Auto Loan Review

#915881
**** WARNING STAY AWAY FROM THIS COMPANY**** I they finance lemon cars and give you high rates hoping that it break down so that you can give it back. And when you give it back and they charge off your account , they will continue to report to the credit bureau that your account is still open . take your business somewhere else .
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United Auto Credit Auto Loan Review

#870600
I got a car with them and my engine went out only had the car for 8 mouth and ever since I let them no what happen they won't pick up there phone and keep sending me to voice mail
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United Auto Credit Auto Loan Review

#851785
1.0
The worst company to finance vehicle sell a car that has a lot of problems to start with at a high percentage ,don't work with you threaten and harass family before payment is even due
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United Auto Credit Auto Loan Review

#828527
1.0
These Criminals, lied to me repeatedly, took my loan from 150 a month to 375.00 when I couldn't afford more than double the original settlement they repossessed it, then turn and sold it at an auction for 1/8 of the price they charged me for it! I will be filing charges with the state, and I will be reporting to the attorney general. Scam artist!!!!!
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This company owes me money for an over payment on a vehicle and they are refusing to refund my over payment. When I first inquired about it I was told that they had the money but they did not know what to do with it. Then when I called back, I'm told that the money was at the Corporate Office and that they would give me a call back. It's been two months I still don't have my money nor do I have my money back. This is why i said use at your...
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